Karma (Sanskrit - कर्म) is a part of many world beliefs. I am not inclined to argue with millenniums of wisdom. I intend to use it to understand why things happen.
As fabulous as one is, one is NOT perfect. One's actions and deeds does accumulate karma, both good and bad over time. It comes to a head in a burst of wonder - beautiful and good or nasty and bad, depending on the energies accumulated.
One said goodbye to BAD KARMA the other day when one's N95 was stolen, taken literally, from right under one's nose. Sitting at one's favourite Starbucks, one moment it was next to me and then the next when one was about to check on one's messages, it was GONE!
I've since gotten a temporary replacement until my dream phone is released. So my dearest fabulous friends can still contact me. But what one was thinking about, is the karma as accumulated. If getting a possession stolen is bad karma, then the creature who took it away had just done a bad deed and at the same time helped relieved of one's bad karma.
So, it's actually double (or quadruple even) the accumulation of bad karma for the perpetrator! Oh, how silly of the evil one! All of one's BAD KARMA off to YOU!! Shoo!!